DATE: 02/20/13

PROPOSAL BY: hyeena Resident

GROUP NAME: Landica Loans

TYPE: Loan Sharking/Bail bondsman

SLURL: Teleport

BACKSTORY: The idea of a bank is nothing new for Dead End citizens. While this wouldn't technically be a bank, it would have many of the same RP opportunities as one, with the added dimension of extortion and "enforcers." For all who are murky on the subject, Loan Sharking is basically when someone loans another person money, places an extremely high (often illegal) interest rate on the money, and uses blackmail and/or violence to ensure that the loans get paid back. Lidia has said that Doz can provide such enforcers and bounty hunters, as well as recruit those kind of people. Secretaries and loan agents will also be necessary for RPing purposes in the office. Bail bonds will be the second aspect of this business, if approved. Basically, instead of someone who gets arrested having to sit around in a cell for a couple days with limited RP, they can call up the office and be free in one RP scene. Of course, they would then be required to continue with the investigation and such, and the DA would have to be involved in making sure that those on bail finish the case hearings. So, in theory, this can also increase the amount of legal RP and court RP. Hyeena is a lawyer as well, and so I plan on using his office (the building I am looking at has an upstairs, which at the moment I plan on making an office out of) as a meeting room for all sorts of things, from his legal meetings to client meetings to enforcer meetings. A group is also in the works that may be based out of the office, although it isn't involved with the business directly, and would simply be a meeting place. The illegal side of the business I see as the bell cow for RP. Many people will probably not pay their loans, and that is when they will be hunted or extorted, and possibly blackmailed. This will affect many people, as we will need Doz to supply enforcers, the Loan Agency to send them out, and victims (those who have failed to cough up the money.) Of course, victims means hospital visits, and also Police investigations/arrests should anything go wrong. The Agency would have a ripple effect through many RP scenarios.

UNIQUE: It will be the first money-oriented establishment. There is nothing like it, and really nothing is even close to it. Ricci Consultation used to be very loosely associated with such practices, but they have closed down, leaving a void in this area. Dead End is full of shops and bars, but with loans, a whole new set of possibilities comes to fruition. The "enforcer" storyline is fairly common among gangs and such to have hitmen, although this will be linked directly to a business and its front. Also, they will be more of "bounty hunters" as they won't be sent to kill, but will have to hunt their victim down. I'm not sure that their is a business quite so flexible that still would have set goals and things they are trying to do. There are already possibilities I see for expanding roles, but for now, we will start with the relative simplicity of the above.

EXP:I have been in DE for about 180 days. Through that time I have found myself becoming lost in the city, and have made many friends along the way. I work about 90 hours a week IRL, however, the bulk of my freetime is spent on here, and many evenings I am on. I love to RP, and I am a pretty friendly, outgoing fella. I have no problem reaching out to newbies and would love to help others learn how to RP. I put time and effort into the RP, because that is how I get the most satisfaction.

IDEAS:ICly, the group may not be able to host any events, but it will help to further many storylines and begin new ones, and hopefully attract more people to the businesses in the area, particularly the Sanctuary. OOCly, I hope to help encourage newcomers and regulars alike to engage each other in new RP, to make new friends both ICly (enemies too!) and OOCly (hopefully just friends.).

OTHER:Nope, rehashing all the above would be redundant.